How to Choose the Right Roofing Contractor for Your Insurance Claim

When a storm damages your roof, the last thing you want is added stress during the insurance claim process. Picking the right roofing contractor can mean the difference between a smooth experience and a costly mistake. At R&R Construction & Remodeling in Waco, Texas, we’ve helped countless homeowners navigate this process. Here's what you need to know to make the right choice.

Start with a Local, Reputable Contractor

Choosing a local contractor ensures you're working with someone who understands Waco’s weather patterns, building codes, and insurance processes. Beware of “storm chasers”—out-of-town companies that show up after a major storm and disappear soon after. A reputable local business like R&R Construction will be here long after the work is done to stand by our warranty and craftsmanship.

Verify Licensing, Insurance, and Certifications

Before hiring any contractor, confirm that they are licensed and insured in Texas. Ask for proof of liability insurance and workers' compensation coverage. A professional roofing contractor will not hesitate to provide this documentation. You should also check if they’re certified by major roofing manufacturers—this often means extended warranties and better installation practices.

Experience with Insurance Claims is Essential

Roofing contractors who frequently work with insurance claims can help simplify the process. They understand how to document damage properly, communicate with your adjuster, and ensure you get the maximum benefit from your policy. At R&R Construction, we have years of experience helping homeowners through every step—from the inspection to the final shingle.

Ask for References and Look at Reviews

Ask the contractor for recent references, especially from customers who had similar insurance claims. Then, take a look at their online reviews. Are people satisfied with the work? Do they mention help with the insurance process? Positive reviews can give you peace of mind before signing any contracts.

Avoid Upfront Payments or High-Pressure Sales

No reputable roofing contractor should ask for full payment upfront. A small deposit is normal, but be cautious of anyone demanding the full amount before work begins. Similarly, don’t fall for high-pressure sales tactics. A trustworthy contractor will give you time to review the estimate and think over your options.

Get Everything in Writing

Your contract should include detailed information such as the scope of work, materials used, timelines, warranty details, and payment terms. This protects both you and the contractor. R&R Construction provides clear, written estimates and agreements, so you know exactly what to expect—no surprises.

Look for Warranties and Post-Job Support

Reputable contractors will stand behind their work. Ask about both material and labor warranties. Also, ask how they handle post-job inspections or touch-ups. At R&R Construction, we don’t just finish the job and walk away—we make sure you’re satisfied with the result long after the work is done.

Protect Your Investment

Your roof is your home’s first line of defense. After a storm, choosing the right contractor is just as important as filing your claim. By working with an experienced, honest, and local professional like R&R Construction & Remodeling, you’ll have peace of mind knowing your home is in good hands.

Need help with your roofing insurance claim? Contact us today to schedule a free inspection.